Lutheran Laymen's League


The Lutheran Laymen's League of New Zealand, popularly called the 'LLL', is an auxiliary of the Lutheran Church of New Zealand. The LLL was formed over 50 years ago to give people the opportunity to lend their savings to the Church to assist the LCNZ with loans and grants to fund mission and ministry.

How the LLL works

  • You receive interest on the money you deposit with the LLL. The LLL then lends the money, at nominal interest, to Lutheran congregations in New Zealand for Church approved projects.
  • Loans are made to congregations for church buildings and manses.
  • Loans are made to pastors and church workers to help them purchase cars.
  • Grants from Project James, Hetty Gudopp Fund, and Lillian Schwarz Memorial Fund are made to a wide variety of mission and ministry projects in the Lutheran Church of New Zealand.

LLL Accounts

  • The following people are eligible to become LLL depositors:
    • members of the congregations and preaching places affiliated with the LCNZ
    • students and families of students enrolled in any educational institution affiliated with or sponsored by the LCNZ
    • persons, unincorporated bodies and incorporated bodies that are sympathetic to and supportive of the objectives of the LCNZ
  • All LLL accounts are on call; you can withdraw your money at any time.
  • You can choose the rate of interest you want to earn on your savings: 4.5%, 3% or interest free.
  • If you accept a lower rate of interest the LLL will have more funds to help with Lord's work.
  • Interest is calculated daily and paid into your account at the end of December each year.

Your Money Is Safe

  • No depositor has ever lost money in all the years of the LLL's operation.
  • All projects financed by the LLL are approved by the Council of Synod or the Synod of the Lutheran Church of New Zealand.

Permanent Funds

You can contribute to the LLL's permanent funds by:

  • Making a donation to the LLL
  • Leaving money or property to the LLL in your will

Permanent funds are "always lent, never spent". The funds are invested by the LLL and only the income earned used for Church approved projects.

Applying for a LLL Account

To apply for an account fill out the relevant following application form which includes the account rules. Please ensure you have read and abide by the rules for using an E-Account; they are in place to protect each account holder. If you are under 16 years of age you will also need to provide signed parental permission.

Download, print, and fill in the appropriate form(s) and return by post to Lutheran Laymen's League, PO Box 71, Marton.

Operating Your LLL Account

You can operate your LLL account:

  • through your local branch LLL treasurer
  • through the national LLL treasurer: M. Gust, 8 Hunia Street, Marton 4710
  • electronically with your E-Account via

LLL Funding Examples

In recent times the LLL has provided funding to support the mission of the Lutheran Church in New Zealand.

In Auckland, the LLL funded purchase of Sunday School material.

In Hamilton, the LLL funded a Facilitator for a Congregational Planning Day.

In Wellington LLL provided funds to support the Bach Cantatas.

For Lutheran Women of NZ, LLL assisted with the funding for a reunion and rally day, held in Palmerston North.

For supporting the following LCNZ projects/programmes:

  1. A Reconciliation Workshop entitled ‘Cultivating Lifestyles of Reconciliation - Introducing Leaders to Reconciliation Ministry’ for the Council of Synod, facilitated by Pastor Bruce Zagel, Director of Reconciliation Ministry in the LCA-NZ .
  2. Assistance with the ‘Acts 15:36 - Health Check Tour’of LCNZ by Shannon Hood and Bishop Mark.
  3. Assistance with ‘Spice Retreat’; and annual retreat for spouses (spice) of LCNZ Pastors.

It is only through the support of depositors that the LLL can continue to make these grants.

Our Lord asks us to support each other financially. The LLL provides a means of doing that. He wants us to use the blessings he has given us for the good of the wider body. As Paul says in 2 Corinthians 8:13-14:

"Our desire is not that others might be relieved while you are hard pressed, but that there might be equality. At the present time your plenty will supply what they need, so that in turn their plenty will supply what you need. The goal is equality."